In this guide
Does my existing coverage still fit the conversation?
Gather your existing information
Locate policy statements and the contact details for each provider. Ask the insurer to confirm the coverage, costs, ownership, and beneficiary information currently on record.
Discuss what has changed
Note changes in family circumstances, responsibilities, or priorities. Ask an appropriately licensed professional what those changes mean for the options you are considering.
Coordinate the wider conversation
Ask your legal and tax professionals how policy decisions should connect with your estate documents and wishes. This site does not prepare legal documents or provide individualized legal or tax advice.
Keep learning from official sources
Use official guidance for current rules and your personal circumstances.
Washington Office of the Insurance Commissioner (opens in a new tab)For general education and conversation preparation. This is not individualized financial, investment, tax, legal, or insurance advice. Talking Turning 65 is a private resource, not a government agency. Read our disclosures.