Privacy Policy

Who we are

This policy covers Talking Turning 65, operated by Simply Benefits LLC, and our TT65.us and Learn with Gina websites. Contact details appear below. Outside providers' websites have their own privacy practices.

Information you choose to provide

Our annuity request forms collect your name, email, state, optional phone number, stated communication choices and the page and form used. The homepage chat widget collects the contact details and messages you choose to enter directly through GoHighLevel (GHL). The Retirement Options Report request also sends the five answers shown to you. The existing-annuity checklist and the standalone tax calculator keep answers in your browser; they are not sent with a review request. Downloads and printed copies are under your control. Do not submit account numbers, Social Security numbers, medical records or other unnecessary sensitive information.

How we use information

We use inquiry information to respond to your request, arrange conversations, maintain service and consent records, protect our services against abuse, and meet applicable obligations. Submitting a request does not subscribe you to marketing. Our annuity request forms offer separate choices for marketing texts and non-marketing texts. The homepage chat widget presents its own communication consent before submission; opening chat does not grant SMS permission. A form submission does not create an appointment, completed report or financial recommendation.

Website storage and service providers

The website uses Vercel hosting. Our annuity request forms use private Supabase storage and staff authentication, Cloudflare Turnstile for abuse checks, and Resend for staff alerts and account-access email. Staff alerts link to the private inquiry rather than including questionnaire answers. GoHighLevel (GHL) is our CRM; when the website connection is enabled, it receives contact details, source context and communication preferences for authorized follow-up. Questionnaire answers remain in our private inquiry workspace. The homepage chat widget sends chat messages, contact details and its consent records directly to GHL; these chat records are not copied into our Supabase inquiry workspace. GHL also processes technical connection and session information to operate the widget and attribute inquiries. The widget may use browser storage to maintain its conversation and session state. Service providers process information needed to perform their services; this is distinct from giving other companies permission to market to you.

Booking, registration and outside resources

Calendly processes information entered into its booking journey. EasyWebinar processes webinar registrations on TT65.us. Vimeo provides requested video playback. Annuities Genius and other linked resource providers collect information on their own websites. Review the relevant provider's policy before entering information. A booking, registration or text to a host does not by itself grant recurring TT65 marketing permission.

Technical information and privacy choices

Hosting and security providers receive technical connection information such as IP addresses and browser information. The main website does not currently load separate advertising analytics. The homepage GHL chat widget processes its own operational and inquiry-attribution information as described above. TT65.us and Learn with Gina use the disclosed ProspectMatch/ProspectPoint marketing service, which can receive page and browser information, identifiers and information used for marketing matching. On approved production hosts it is enabled by default subject to the page's privacy controls, saved opt-outs and supported browser privacy signals. Use Your privacy choices on those pages to turn it off. Their choices are separate on each domain. The standalone tax calculator does not load this tracker. Turning tracking off does not retract information already transmitted.

Retention

We retain personal information for as long as reasonably needed to fulfill the purpose for which it was collected, manage requested services, maintain accurate consent and suppression records, resolve disputes, and meet applicable legal or recordkeeping obligations. Retention depends on the type of information, the relationship and applicable requirements. We review information for deletion or de-identification when it is no longer needed. We may retain limited opt-out information to honor your communication preferences.

Access, correction and deletion

Contact us using the details below to request access, correction or deletion of your personal information or to ask about our practices. We may reasonably verify your identity before acting. We review requests under applicable law and explain any limitation, such as required recordkeeping, security, dispute resolution or maintaining an opt-out. Where applicable, we coordinate deletion with connected service providers. Backup copies may remain until their normal replacement or expiration and are not used for routine business activity. Contact an independent provider directly for information it collected under its own policy.

Security and permitted disclosures

We use access restrictions and appropriate technical and organizational safeguards for the information we handle. No system can guarantee absolute security. We may disclose information when required by applicable law or to protect rights and security, subject to applicable limits. We do not sell your SMS consent or authorize other businesses to use it for their marketing.

Policy updates

We may update this policy to reflect changes in our services, practices or applicable requirements. The published version will identify its effective date. Material changes to messaging purposes require appropriate new consent; changing this policy does not create that consent.

Mobile information and SMS consent

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Contact and privacy requests